Money

Quick start

Build a monthly plan, then save or share it.

  1. Pick the month and currencies.Set the planning month, main currency, mirror currency, and exchange rate.
  2. Enter income and costs.Use cadence for weekly, biweekly, monthly, or annual rows.
  3. Assign cups.Put each outgoing row into Needs, Giving, Emergency, Investment, Project, Self Development, or Leisure.
  4. Tune the buffer.Watch Spendable and Left after plan update as you adjust the safety amount.
  5. Save and share.Save named presets for reusable plans, then copy as WhatsApp text, plain text, or an image.
July 2026
Monthly income$5,000(NGN 7M)
Spendable$1,670(NGN 2.3M)
Left after plan$350(NGN 490K)
Flexible / week$305(NGN 426.8K)

Income

$5,000(NGN 7M)
$5,000(NGN 7M)

Required costs

$2,180(NGN 3.1M)
$1,800(NGN 2.5M)
$220(NGN 308K)
$160(NGN 224K)

Flexible spending

$1,320(NGN 1.8M)
$650(NGN 910K)
$220(NGN 308K)
$450(NGN 630K)

Savings & debt

$850(NGN 1.2M)
$600(NGN 840K)
$250(NGN 350K)

Buffer

$300(NGN 420K)

Left after plan$350(NGN 490K)

Cups

$43 / day(NGN 60.7K / day)

Needs$3,050(NGN 4.3M)· 61%
Giving$0(NGN 0)· 0%
Emergency$300(NGN 420K)· 6%
Investment$600(NGN 840K)· 12%
Project$250(NGN 350K)· 5%
Self Development$0(NGN 0)· 0%
Leisure$450(NGN 630K)· 9%